Credit Crunch
Websites to help with the Credit Crunch

www.moneysavingexpert.com
Martin Lewis compares financial products and gives tips on making your money go further.

www.fool.co.uk
The Motley Fool - independent and full of financial sense with lots of money saving tips.

www.moneysupermarket.com and www.thisismoney.co.uk
Two other award winning financial websites. Most national newspapers also have finance sections that can be accessed online.

www.moneybasics.co.uk Advice on managing your budget and the financial implications of different life events. The 'When things go wrong' section covers debt, bankruptcy and identify theft.

For advice on benefits, winter fuel payments, debt counselling, redundancy and job seeking, log on to www.direct.gov.uk or the Citizens Advice Bureau website at www.adviceguide.org.uk

Hertfordshire County Council's website www.hertsdirect.org can help you find local services and support.

www.nationaldebtline.co.uk Provides fact sheets and advice on dealing with debt.
www.cccs.co.uk Gives online help and advice from the Consumer Credit Counselling service.

Making the most of the Library
o You can borrow 12 items on your library card
o DVDs can be hired for only £3 for a week
o One hour free use of library computers per person per day
o Concessions and exemptions on library charges for people on low incomes, unemployed, Senior Citizens and people with disabilities.

Please ask the staff if you would like more information on library services.
www.hertsdirect.org/libraries